Editorial & Fact-Checking Policy

1. Commitment to Statutory Rigor

Federal student loan regulations evolve rapidly through congressional statutory amendments, Department of Education Negotiated Rulemaking, and federal court injunctions. VSACFederalLoans.org adheres to strict standards of financial journalism and legal research.

2. Primary Source Verification Hierarchy

Every guide, calculator, and college profile published on our portal is derived from verified primary government sources:

• Federal Statutory Code: The Higher Education Act of 1965 (HEA), Title IV, 20 U.S.C. § 1070 et seq.
• Code of Federal Regulations (CFR): Title 34 (Education), Part 685 (Direct Loan Program) and Part 682 (FFEL Program).
• Internal Revenue Code (IRC): Section 221 (Student loan interest deduction) and Section 108(f) (Discharges of student loans).
• Official Data Repositories: U.S. Department of Education College Scorecard, Federal Student Aid Data Center, and HHS Poverty Guidelines.

3. Peer Review & Professional Verification

Prior to publication, articles must be reviewed by qualified financial analysts with credentials including Certified Financial Planner (CFP®), Certified Public Accountant (CPA), or specialized legal training in consumer debt defense.

4. Loan Regulations Accuracy Log

5. Corrections Workflow

If you identify a numerical discrepancy or outdated regulatory citation, email our corrections desk at corrections@vsacfederalloans.org. Confirmed corrections are implemented within 24 business hours and documented with an erratum notice.